Sell more units,
faster.
Wall Street Realtors structures affordable mortgage access for your buyers — MREIF at 9.75%, NHF at 7–8%, RSA pension equity — so your project sells without financing being the bottleneck. Every transaction legally protected end-to-end by Acacia Solicitors & S. Adelaja & Co.
From authorisation
to disbursement.
WSR coordinates buyer acquisition and financing. The legal team handles all documentation. You focus on your project.
Is your project
a good fit?
Most Lagos residential developers qualify. We confirm everything in a free consultation — no upfront commitment required.
Everything you need to know.
The most common questions from developers evaluating the WSR Affordable Mortgage Access Programme.
Under Structure A — the most common arrangement — the developer pays nothing. All fees (5% legal + 5% agency) are paid by the buyer at completion. Your only obligation is executing the authorisation instruments at onboarding.
Under Structure B, the developer pays a 2.5% legal fee, but only on successful mortgage disbursement. No upfront exposure. This rate is non-negotiable.
The optional Developer Retainer (₦10M — 70% upfront, 30% on milestones) secures priority case management. It is not required to participate.
WSR handles the full buyer side: sourcing, pre-screening for eligibility, coordinating applications, and liaising with lenders. The legal team independently advises each buyer on the best scheme and manages all documentation. The developer does not need to be involved in buyer management at any stage.
- A Power of Attorney in favour of Acacia Solicitors & S. Adelaja & Co.
- An Authorisation to Sell in favour of Wall Street Realtors Limited
- A Non-Disclosure Agreement (NDA) protecting all shared project information
All three are prepared by the joint legal team at onboarding at no cost to the developer.
MREIF at 9.75% p.a. — Below-market residential financing. Open to salaried and self-employed buyers.
NHF at 7–8% p.a. — Nigeria’s lowest rate via FMBN. Requires minimum 6 months NHF contributions. Available as Direct, Cooperative and Self-Employed routes.
RSA Pension Equity (25%) — Up to 25% of RSA balance used as home equity. No monthly repayment on that portion. Combinable with MREIF or NHF.
Typically 45–90 days: Day 1 authorisation → Days 1–7 title verification → Days 7–21 buyer acquisition → Days 21–45 application & approval → Days 45–90 disbursement & title perfection. WSR provides regular reporting and dedicated case management throughout.
All legal, documentation and title services are handled jointly by Acacia Solicitors (Lekki Phase 1) and S. Adelaja & Co. (Ikeja GRA). Their scope covers: title search, registry verification, encumbrance checks, all transactional deeds (Offer Letters, Contract of Sale, Deed of Assignment, Deed of Sublease, Deed of Partition, Deed of Legal Mortgage), NDA, Power of Attorney, Authorisation to Sell, regulatory compliance, and Governor’s Consent.
01–2809137 · +234 (0) 913 231 4117
5 Admiralty Road, Off Admiralty Way, Lekki Phase 1, Lagos
+234 (0) 7033119476
No. 2 Oduduwa Crescent, Ikeja GRA, Lagos State